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Auto Insurance Discounts
Reduce Your Auto Insurance Rates With Special DiscountsAsk us about special discounts. Shana offers the following automobile insurance premium discounts to qualifying policyholders. Discounts can be applied automatically based on information we have in our records. Certain discounts must be certified.
See if you apply for the many discounts available.
Good Driver Discount
Proposition 103, (the voter-approved measure that forms the basis of auto insurance rating and underwriting rules for California insurers) provides a 20% discount on the premium for all coverage lines for "Good Drivers." The following is intended to be a brief summary of the Good Driver qualification criteria. It does not include all the rules. For complete definitions of each element of the driving record criteria, including exceptions, please call your local Shana Insurance office. In most cases, an individual qualifies as a Good Driver if he/she:
- Has not ticket in last 36 months
- No ticket at all
- One accident with no bodily injury
Good Student Discount
Full-time high school, college or university students (minimum of 12 units per term) with less than nine years of driving experience who have attained a current or cumulative grade point average (GPA) of at least 3.0 are eligible for a discount of up to 25 percent* on some auto coverage policies carried on the vehicle(s) on which they are rated as primary or occasional drivers. Current GPA takes into account only coursework completed in the most recent academic term; cumulative GPA takes into account all coursework completed at the student's current academic institution. Acceptable certification of full-time student status and grade point average must be submitted to us to obtain the discount.
Mature Driver Discount
Drivers age 55 or over who successfully complete a Mature Driver Improvement Course approved by the California Department of Motor Vehicles during the past three years may be eligible for a discount of up to 5 percent* on all lines of coverage carried on the vehicle(s) they primarily operate. To obtain the discount, drivers must furnish us with a completion certificate from an approved course provider.
Multi-Policy Discount
This discount is automatically applied to all lines of coverage on an auto insurance policy when the named insured (or resident spouse) on an auto policy also has an existing homeowners, condo owners, renters or watercraft insurance policy. You will get up to 15 percent discount with some companies.
- Discount amounts are approximate and will vary by policy.
- Lowest-cost auto insurance guarantee is based on the our network of insurance providers.
Let Shana work for you. Based on your vehicles, driving history, and location, we will find the company that best suits your needs. Instead of getting the best auto insurance rate from one company, you'll get the best insurance rates from hundreds of companies.
To find out how much you could save with Shana, get your free car insurance quote today. We're so confident you'll save money on your auto insurance with Shana, we even show you comparison quotes from other auto insurance companies.
Reduce Your Rates With Special Discounts
Shana offers the following automobile insurance premium discounts to qualifying policyholders. Some discounts are applied automatically based on information we have on our records. Others must be requested and require some certification.
Good Driver Discount
Proposition 103, (the voter-approved measure that forms the basis of auto insurance rating and underwriting rules for California insurers) provides a 20% discount on the premium for all coverage lines for "Good Drivers." The following is intended to be a brief summary of the Good Driver qualification criteria. It does not include all the rules. For complete definitions of each element of the driving record criteria, including exceptions, please call your local Shana Insurance office. In most cases, an individual qualifies as a Good Driver if he/she:
- Has not ticket in last 36 months
- No ticket at all
- One accident with no bodily injury
Good Student Discount
Full-time high school, college or university students (minimum of 12 units per term) with less than nine years of driving experience who have attained a current or cumulative grade point average (GPA) of at least 3.0 are eligible for a discount of up to 25 percent* on some coverages carried on the vehicle(s) on which they are rated as primary or occasional drivers. Current GPA takes into account only coursework completed in the most recent academic term; cumulative GPA takes into account all coursework completed at the student's current academic institution. Acceptable certification of full-time student status and grade point average must be submitted to us to obtain the discount.
Mature Driver Discount
Drivers age 55 or over who successfully complete a Mature Driver Improvement Course approved by the California Department of Motor Vehicles during the past three years may be eligible for a discount of up to 5 percent* on all lines of coverage carried on the vehicle(s) they primarily operate. To obtain the discount, drivers must furnish us with a completion certificate from an approved course provider.
Multi-Policy Discount
This discount is automatically applied to all lines of coverage on an auto insurance policy when the named insured (or resident spouse) on an auto policy also has an existing homeowners, condo owners, renters or watercraft insurance policy. You will get up to 15 percent discount with some companies.
* Discount amounts are approximate and will vary by policy.
